The year 2021 was a difficult time due to the ongoing pandemic. However, if you look objectively at the developments on the capital market, it was an exceptionally good year. Encouraged by high market turnover, many new listings, rising capitalisation and growing key indices, new individual investors joined the market. According to data received by KDPW from banks and brokerage houses, the number of brokerage accounts reached 1,356 thousand at 30 November 2021, which is over 26 thousand more than at the end of 2020 and 110 thousand more than at the end of 2019.